Connect with us

Hi, what are you looking for?



UAP Old Mutual Group enhances medical cover for children to include Covid-19

NAIROBI, Kenya, May 28 – UAP Old Mutual Group has enhanced its recently launched Afya Imara Junior medical insurance product for children to include Covid-19 testing and treatment.

The Afya Imara Junior cover was launched as the first-ever comprehensive medical cover exclusively for

Through the cover, children from birth to 18 years of age can access the medical insurance cover without necessarily having to be under their parent’s covers.

Speaking of the enhanced benefit, Japheth Ogalloh, GM Health Business at UAP Old Mutual said: “We have to respond to the times. The Covid-19 pandemic has really changed the environment and the medical business has not been left behind, so we needed to ensure that we are taking care of Covid-19 cases for children.”

He added that through the enhanced benefit, the cover allows for both testing as well as hospitalization of affected children.

Japheth said that since the launch of the product and subsequent improvements on the same, there has been marked interest and uptake particularly because it addresses an existing need in the market. He added that there was growth in product uptake since the launch of the product.

“Medical insurance is a critical cover for Kenyan families especially now that medical expenses have spiralled out of control for many. In addition, there are many reported cases of lifestyle diseases and the likes and one of the gaps that has not been addressed is how we take care of children,” said Japheth.

“The insured population are insured under corporate schemes or under family solutions where parents or the principal members who are above 18 are the policyholders. We needed to address the gap for parents who would be looking for their children’s cover without necessarily being part of the cover.”

The cover is structured in three parts including an inpatient benefit which takes care of all admission costs as well as outpatient services and a third option availing access to either all hospitals within the wider UAP Old Mutual network or to Gertrudes Children Hospital, the biggest paediatric facility in the region.

Advertisement. Scroll to continue reading.

For this product, the pricing model is based on the number of children within a family. For instance, there is an option of sharing the benefits or selecting per-person benefits which allows for flexibility of cover with shared benefits.

Through innovative products such as Afya Imara Junior, UAP Old Mutual aims to grow the penetration of health insurance in the country which stood at a paltry 1 percent in 2019.

“The idea is that the solutions that are in the market are not flexible – its either a corporate solution or a family solution but this is going to help the uptake of medical insurance with important factors such as pricing being
well considered and legacy restrictions for children’s policies heavily minimized,” concludes Japheth.

1 Comment

More on Capital Business

Executive Lifestyle

NAIROBI, Kenya, Mar 12 – The country’s super wealthy individuals are increasing their holding of bonds, gold and cash, a new report by Knight...

Ask Kirubi

NAIROBI, Kenya, Mar 9 – Businessman and industrialist Dr. Chris Kirubi has urged members of the public to exercise extreme caution when making any...

Ask Kirubi

NAIROBI, Kenya, Mar 24 – Businessman and industrialist Dr. Chris Kirubi is set to own half of Centum Investment Company PLC, following a go-ahead...

Ask Kirubi

It is without a doubt that the COVID-19 pandemic has caught the whole world by surprise. Although its full impact is yet to be...


NAIROBI, Kenya, Jun17 – Kenya’s tea leaves manufacturer Kericho Gold, has been awarded the Superbrands Seal by Superbrands East Africa for their quality variety...


NAIROBI, Kenya, Mar 18 – Commercial Banks have been ordered to provide relief to borrowers on their personal loans, with loans eligible from March...


NAIROBI, Kenya, Apr 13 – As the local telecommunications industry gears up to roll out 5G networks in the country, the Communications Authority of...


NAIROBI, Kenya, Mar 22 – Airtel Kenya is offering free internet access for students in order to enable continued learning at home in the...