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The product, designed for both fully electric and hybrid vehicles, comes as the country accelerates its low-carbon economy agenda/FILE

Insurance

Britam to cover EV batteries, charging gear in green mobility push

A flagship feature is the Battery Protect Cover Extension, which safeguards the battery and electric motor system — the most expensive components of an EV.

NAIROBI, Kenya, Aug 21 – Britam has unveiled an Electric Vehicle (EV) insurance cover aimed at supporting Kenya’s rapidly growing EV sector.

The product, designed for both fully electric and hybrid vehicles, comes as the country accelerates its low-carbon economy agenda.

According to the Ministry of Transport’s Draft National e-Mobility Policy, the government targets EVs to make up 5 percent of all new vehicle registrations by the end of 2025.

Britam said its new solution addresses key gaps faced by EV owners, including the high replacement cost of batteries and limited repair infrastructure.

A flagship feature is the Battery Protect Cover Extension, which safeguards the battery and electric motor system — the most expensive components of an EV.

Other benefits include cover for personal charging equipment and an out-of-charge rescue service that ensures stranded EVs are towed to the nearest charging station.

“This EV insurance cover shows how Britam innovates to meet evolving customer needs while supporting sustainable transport,” said CEO James Mbithi. “By providing tailored EV insurance, we are contributing to a low-carbon future while helping the market scale responsibly.”

The policy also extends comprehensive protection against accidents, theft, fire, flooding, and malicious damage, alongside political violence, terrorism cover, road rescue, courtesy vehicles, and excess protection under Britam’s standard motor package.

It further covers privately used electric motorcycles, widening its reach in Kenya’s green transport ecosystem.

Britam aims to tap into the country’s sustained EV adoption, driven by rising fuel prices, government incentives, and private-sector investment in charging infrastructure.

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