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CBK Governor Kamau Thugge/COURTESY

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12 lenders on CBK’s compliance breach radar

NAIROBI, Kenya, July 19 – Twelve commercial banks were found to be in violation of supervisory and regulatory requirements as of December 31, 2023.

This is according to the Central Bank of Kenya’s (CBK) annual report for 2023.

The central bank did not, however, disclose the list of banks in its report.

“Most of the violations were with respect to breach of single obligor limit due to depreciation of the Kenya Shillings against the US Dollar and decline in core capital in some banks that have continued to report losses,” reads the report in part.

This represents a slight improvement from the thirteen banks cited for breaches in the previous year.

Key areas of non-compliance included breaches of the single obligor limit, insider lending limits, prohibited business investments, and failures to meet capital adequacy requirements.

Additionally, some banks exceeded foreign exchange exposure limits, failed to maintain required liquidity ratios, and faced corporate governance issues.

The CBK report emphasized that appropriate remedial actions have been taken against the concerned institutions to address these violations.

According to the CBK, these actions are critical in ensuring the stability and integrity of Kenya’s banking sector, protecting depositor interests, and maintaining overall financial system resilience.

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