NAIROBI, Kenya, Mar 31- The Insurance Regulatory Authority has warned insurance companies against any intent to offer special vehicle insurance covers to con unsuspecting citizens during curfew hours.
The authority through a statement said the current passes are viable for use even during the new curfew period that was introduced by President Uhuru Kenyatta last week.
“As per the approved and standardized motor insurance policy documents, driving past and during curfew hours is not an exclusion in the current motor vehicle insurance covers. As such, insurance companies cannot reject motor vehicle claims based on timing,” reads the statement.
IRA further said that insurance companies are not charged with enforcing the Covid-19 containment measures.
This means that motorists can still engage with their insurance firms on claims as their agreement.
According to IRA the motor vehicle insurance (motor vehicle private, motor vehicle commercial, and motor vehicle (PSV) contract documents were standardized and came into effect on 1st February 2012.
These are the approved documents for use by all companies transacting motor vehicle insurance.
The regulator’s statement comes after numerous reports indicating that those caught driving during curfew hours could risk having their vehicle insurance valid.
So far, the Authority has said that it has not received any request to vary the general terms and conditions of motor insurance contract documents to include curfew requirements.
Consequently, payment of any motor claims is subject to the existing contracts between the insureds (policyholders) and insurers (insurance companies).