NAIROBI, Kenya, Sep 25 – Britam General Insurance has unveiled a stand-alone health insurance package for children aged between 37 weeks and 18 years dubbed Milele Junior.
Data from the Kenya Demographic Health Survey (KDHS) 2022 shows that only 20.85 percent of children below 15 years have health insurance, highlighting the gap that Britam aims to bridge.
“Milele Junior represents our commitment to ensuring that children have access to the best healthcare services from infancy to adulthood,” said Jackson Theuri, CEO and Principal Officer of Britam General Insurance.
Usually, children (under 18 years old as defined by the government) access health insurance through family packages taken by their parents or guardians.
Milele Junior bridges this gap by offering a child-only health plan for households without such packages ensuring that no child is left uninsured.
It further provides for children’s health needs until they turn 18 years then they can seamlessly transition to Britam’s main Milele health cover with minimal requirements.
The health plan is comprehensive and includes inpatient, outpatient, dental and optical ,coverage for bed and lodging charges,vaccines, pre-existing, chronic, and congenital conditions.
Others are doctors fees, diagnostics, Covid-19 coverage, and prescribed drugs.
Health insurance uptake among the economically active population remains relatively low in Kenya, with only 28.7 percent of those between 15 and 49 years having health cover.
Milele Junior seeks to improve these statistics by providing affordable and tailored insurance options specially for children.
