NAIROBI, Kenya, Aug 19-UAP Old Mutual Group has announced the launch of an enhanced insurance solution that will provide medical insurance cover for individuals between the ages of 65 years and 80 years.
Once an individual is enrolled, they will be covered for life.
The enhanced solution, dubbed AfyaImara Seniors Cover, also includes Covid-19 treatment for both moderate and critical cases.
While making the announcement, Japheth Ogalloh, GM Health Insurance, UAP Old Mutual General Insurance said the solution will among others cover day and inpatient hospitalization, outpatient treatment, optical and dental with enhanced limits for pre-existing, chronic conditions & HIV/AIDs.
“No one is too old to enjoy a good medical cover. With Afyaimara Seniors, you are guaranteed a quality, healthy life with financial freedom,” said Ogalloh.
Some of the key enhancements offered by AfyaImara Seniors Cover include; a Covid – 19 cover, higher limits for chronic and pre-existing conditions and annual wellness check-ups.
Comprehensive benefits include inpatient limits from Sh500,000 to Sh10,000,000 while optional outpatient cover range from Sh50,000 to Sh200,000 catering for routine outpatient services, consultations, diagnostics, drugs and dressings.
“Cognisant of the difficult circumstances that we are currently in, we have made this cover affordable while also ensuring there will be no excess for inpatient cover and that our customers can pay their premiums in instalments for the inpatient cover,” Ogalloh added. “It also comes with medical check-ups within the outpatient cover.”
As part of the pre-existing and chronic conditions cover, the solution comes with dental and optical benefits, hospitalization expenses including surgeon, physician, theatre, ICU & HDU fees as well as home nursing subject to pre-authorisation.
It also covers diagnostics and physiotherapists fees, prescribed drugs, dressings and surgical appliances.