NAIROBI, Kenya, Oct 18 – Inspector General of Police Joseph Boinnet has admitted that the recent launched police medical insurance cover is experiencing some teething problems but says it will be effective with time.
Speaking during the Anti-Corruption and Accountability Summit at State House on Tuesday, the IG pointed out that the programme is barely 16 days old but did not go into details on some of the challenges being experienced.
“Obviously there are a few challenges here and there but it is not as bad as you want us to believe,” the IG said responding to a question raised by blogger Robert Alai.
Under the cover, the lowest ranked officer is insured at Sh150,000 for out-patient and Sh1.5 million for in-patient cover every year while the highest ranked officer is insured at Sh500,000 for out-patient and Sh5 million for in-patient.
The cover extends to officers serving under the Kenya Prison Service which was moved from NHIF to AAR Consortium effective October 1.
The scheme covers a 107,000 workforce from the National Police Service and the Kenya Prisons Service.
Unlike the previous scheme officers will be free to seek treatment from any hospital within the country including top private hospitals.
Officers from the rank of Constable to Senior Assistant Inspector-General in the old cover were limited to visiting selected health facilities, with a bias to government-owned ones.
Only high ranking officers were allowed to access top hospitals but were, however, restricted to Sh800,000 cover for inpatient treatment.
Already, police officers are under a Sh1.7 billion life insurance cover.
The contract covers risks ranging from natural death, accidental death, permanent total disability, temporary total disability, critical illness and funeral expenses for the principal member and declared dependants.