{"id":65378,"date":"2020-04-16T12:04:00","date_gmt":"2020-04-16T09:04:00","guid":{"rendered":"https:\/\/www.capitalfm.co.ke\/business\/?p=65378"},"modified":"2020-04-16T12:04:03","modified_gmt":"2020-04-16T09:04:03","slug":"earlier-loan-defaulters-not-saved-by-new-cbk-order-dlak","status":"publish","type":"post","link":"https:\/\/www.capitalfm.co.ke\/business\/2020\/04\/earlier-loan-defaulters-not-saved-by-new-cbk-order-dlak\/","title":{"rendered":"Earlier Loan Defaulters not saved by new cBK order &#8211; DLAK"},"content":{"rendered":"<p style=\"margin: 0in 0in 8.0pt 0in\"><b>NAIROBI, Kenya, Apr 16-<\/b><strong>The new directive by the Central Bank of Kenya Governor Patrick Njoroge to bar unregulated digital lenders from forwarding the names of loan defaulters to credit reference bureaus (CRBs) will not affect defaulters listed earlier.<\/strong><\/p>\n<p style=\"margin: 0in 0in 8.0pt 0in\">Digital lenders Association of Kenya Chief Executive Officer Robert Masinde told Capital Business that the move is effective this month and those listed will still be required to clear with the CRB.<\/p>\n<p style=\"margin: 0in 0in 8.0pt 0in\">\u201cThe directive will serve from now going forward and will not go back because the records are valid, but we see the statement imply that the move is permanent,\u201d said Masinde.<\/p>\nUnregulated players in the sector include Tala, Branch, Okolea, Stawika Capital, Zenka Finance and MyCredit among others.\n\nThe directive however does not affect those regulated by the government, including KCB M-Pesa, Eazzy Loans and micro-financiers, among others.\n\nCBK Governor Patrick Njoroge on Tuesday stopped unlicensed digital lenders from sharing names of loan defaulters with the Credit Reference Bureaus.\n\nHe said that the move is aimed at protecting distressed borrowers who have suffered from the wrath of these lenders, painted to be operating as shylocks.\n\n<!-- \/wp:post-content --><!-- wp:paragraph -->\n\n\u201cWith immediate effect, CBK has withdrawn the approvals granted to unregulated digital lenders and credit only lenders as third party information providers to CRB\u2019s,\u201d reads Njoroge\u2019s statement.\n\nThe bank regulator has for some time now remained tough on the mushrooming digital lenders who he said should be manned like banks to protect borrowers.\n\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n\nDifferent debtors have staged complaints before where some online lenders would share their information with third parties, when a loan is not cleared by the set deadlines while some critiqued some of the interest rate charges by the lenders.\n<p style=\"margin: 0in 0in 8.0pt 0in\">He added that discussions have been underway since last year on how they are to be regulated by the Central Bank of Kenya.<\/p>\n<p style=\"margin: 0in 0in 8.0pt 0in\">\u201cWe met last year, and we had requested to seek an appointment early this year which has not happened, yet which is what we were waiting for,\u201d DLAK boss Masinde said during the exclusive interview with Capital business.<\/p>\nCBK remains the only body to approve of any lender allowed to share defaulters&#8217; information on CRBs.\n\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n\nThis is after CRB\u2019s receive an application from the lenders who in turn submit the names to CBK for approval.\n\n<!-- \/wp:paragraph -->\n\n<!-- [if gte mso 9]&gt;-->\n\n<!-- [if gte mso 9]&gt;-->\n\n<!--StartFragment-->","protected":false},"excerpt":{"rendered":"<p>NAIROBI, Kenya, Apr 16-The new directive by the Central Bank of Kenya Governor Patrick Njoroge to bar unregulated digital lenders from forwarding the names of loan defaulters to credit reference bureaus (CRBs) will not affect defaulters listed earlier. Digital lenders Association of Kenya Chief Executive Officer Robert Masinde told Capital Business that the move is [&hellip;]<\/p>\n","protected":false},"author":14124,"featured_media":59121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,13],"tags":[],"coauthors":[],"class_list":["post-65378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kenya","category-technology"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Earlier Loan Defaulters not saved by new cBK order - DLAK - Capital Business<\/title>\n<meta name=\"description\" content=\"NAIROBI, Kenya, Apr 16-The new directive by the Central Bank of Kenya Governor Patrick Njoroge to bar unregulated digital lenders from forwarding the Kenya breaking news | Kenya news today |\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capitalfm.co.ke\/business\/2020\/04\/earlier-loan-defaulters-not-saved-by-new-cbk-order-dlak\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Earlier Loan Defaulters not saved by new cBK order - DLAK\" \/>\n<meta property=\"og:description\" content=\"NAIROBI, Kenya, Apr 16-The new directive by the Central Bank of Kenya Governor Patrick Njoroge to bar unregulated digital lenders from forwarding the Kenya breaking news | Kenya news today |\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capitalfm.co.ke\/business\/2020\/04\/earlier-loan-defaulters-not-saved-by-new-cbk-order-dlak\/\" \/>\n<meta property=\"og:site_name\" content=\"Capital Business\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/capitalfmkenya\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-16T09:04:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-04-16T09:04:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/07\/DLAK.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"630\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"JULIE OWINO\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@capitalfmkenya\" \/>\n<meta name=\"twitter:site\" content=\"@capitalfmkenya\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"JULIE OWINO\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2020\\\/04\\\/earlier-loan-defaulters-not-saved-by-new-cbk-order-dlak\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2020\\\/04\\\/earlier-loan-defaulters-not-saved-by-new-cbk-order-dlak\\\/\"},\"author\":{\"name\":\"JULIE OWINO\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#\\\/schema\\\/person\\\/3e7e200af1018078215b6fd2d3222bec\"},\"headline\":\"Earlier Loan Defaulters not saved by new cBK order &#8211; 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