{"id":59654,"date":"2019-07-31T16:14:49","date_gmt":"2019-07-31T13:14:49","guid":{"rendered":"https:\/\/www.capitalfm.co.ke\/business\/?p=59654"},"modified":"2019-07-31T16:40:53","modified_gmt":"2019-07-31T13:40:53","slug":"3-fintech-firms-admitted-into-cma-regulatory-sandbox","status":"publish","type":"post","link":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/","title":{"rendered":"3 Fintech firms admitted into CMA regulatory sandbox"},"content":{"rendered":"<div id=\"attachment_43333\" style=\"width: 640px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.capitalfm.co.ke\/business\/files\/2017\/03\/CMA.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-43333\" class=\"size-full wp-image-43333\" src=\"https:\/\/www.capitalfm.co.ke\/business\/files\/2017\/03\/CMA.jpg\" alt=\"\" width=\"630\" height=\"350\" srcset=\"https:\/\/www.capitalfm.co.ke\/business\/files\/2017\/03\/CMA.jpg 630w, https:\/\/www.capitalfm.co.ke\/business\/files\/2017\/03\/CMA-300x167.jpg 300w\" sizes=\"auto, (max-width: 630px) 100vw, 630px\" \/><\/a><p id=\"caption-attachment-43333\" class=\"wp-caption-text\">The Capital Markets Advisory Centre will provide technical support to SMEs that would want and are able to access private and public market- based finance\/FILE<\/p><\/div>\n<p><strong>NAIROBI, Kenya, Jul 31 &#8211; Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test innovative solutions with the capacity to deepen and enhance the efficiency of capital markets.<\/strong><\/p>\n<p>The firms include Innova Limited, Pezesha Africa Limited and a third firm which remains anonymous. Innova will test its cloud-based data analytics platform designed for use by Investors, Fund Managers, Custodian Banks, Actuaries, Pension Administrators and Regulators.<\/p>\n<p>Pezesha will test an internet-based crowd-funding platform through which investors can provide loan facilities structured as loan notes for Small and Medium Enterprises (SMEs).<\/p>\n<p>CMA CEO Paul Muthaura says the Regulatory Sandbox is set up to innovators work under a less onerous regulatory regime and is expected to attract fintech companies and existing capital markets licensees to test the application of technology to financial services.<\/p>\n<p>&#8220;To enhance the Authority\u2019s investor protection mandate, Sandbox participants are required to comply with minimum regulatory requirements prescribed by the Regulatory Sandbox Policy Guidance Note such as submission of test plans, which outline key test objectives, testing metrics, performance indicators, and safeguard and remedial measures for test clients,&#8221; Muthaura said.<\/p>\n<p>The PGN specifies that the Authority can revoke or suspend an approval to participate in the Regulatory Sandbox at any time before the end of the test period and can take enforcement action against a participant in breach of the regulatory requirements.<\/p>\n<p>Upon exit from the Sandbox, participants could be granted a license or approval to operate in Kenya subject to compliance with existing legal and regulatory requirements.<\/p>\n<p>The Authority may in the alternative grant permission to operate in Kenya subject to compliance with the terms of a letter of no objection.<\/p>\n<p>Muthaura noted that at minimum, Sandbox applicants need to be companies incorporated in Kenya, or existing licensees of the Authority or other capital markets regulators.<\/p>\n<p>Fintech firms are assessed for admission based on their intent to offer innovative products, solutions or services with the potential to deepen Kenya\u2019s capital markets following successful exit from the Sandbox.<\/p>\n<p>The Regulatory Sandbox serves to continuously improve CMA\u2019s understanding of emerging technologies as well as the risks and opportunities that the innovations portend for investors, financial institutions and the regulator. The insights from the tests allow for a more evidence-based approach to regulation.<\/p>\n<p>The Regulatory Sandbox is not an incubation center, physical or virtual space. It is not applicable for proposed products, services or business models that are already clearly addressed under existing laws and regulations.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>NAIROBI, Kenya, Jul 31 &#8211; Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test innovative solutions with the capacity to deepen and enhance the efficiency of capital markets. The firms include Innova Limited, Pezesha Africa Limited and a third firm which remains anonymous. Innova will test [&hellip;]<\/p>\n","protected":false},"author":13754,"featured_media":57375,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[692,1,13],"tags":[],"coauthors":[811],"class_list":["post-59654","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corporate","category-kenya","category-technology"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>3 Fintech firms admitted into CMA regulatory sandbox - Capital Business<\/title>\n<meta name=\"description\" content=\"NAIROBI, Kenya, Jul 31 - Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test Kenya breaking news | Kenya news today |\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Fintech firms admitted into CMA regulatory sandbox\" \/>\n<meta property=\"og:description\" content=\"NAIROBI, Kenya, Jul 31 - Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test Kenya breaking news | Kenya news today |\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/\" \/>\n<meta property=\"og:site_name\" content=\"Capital Business\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/capitalfmkenya\" \/>\n<meta property=\"article:published_time\" content=\"2019-07-31T13:14:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-07-31T13:40:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/05\/CMA.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"630\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"MARGARET NJUGUNAH\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@capitalfmkenya\" \/>\n<meta name=\"twitter:site\" content=\"@capitalfmkenya\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"MARGARET NJUGUNAH\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/\"},\"author\":{\"name\":\"MARGARET NJUGUNAH\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#\\\/schema\\\/person\\\/d8c5b8549c9847d639ec634afb48f11d\"},\"headline\":\"3 Fintech firms admitted into CMA regulatory sandbox\",\"datePublished\":\"2019-07-31T13:14:49+00:00\",\"dateModified\":\"2019-07-31T13:40:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/\"},\"wordCount\":456,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2019\\\/05\\\/CMA.jpg\",\"articleSection\":[\"Corporate\",\"Kenya\",\"Technology\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/\",\"name\":\"3 Fintech firms admitted into CMA regulatory sandbox - Capital Business\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2019\\\/05\\\/CMA.jpg\",\"datePublished\":\"2019-07-31T13:14:49+00:00\",\"dateModified\":\"2019-07-31T13:40:53+00:00\",\"description\":\"NAIROBI, Kenya, Jul 31 - Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test Kenya breaking news | Kenya news today |\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2019\\\/05\\\/CMA.jpg\",\"contentUrl\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2019\\\/05\\\/CMA.jpg\",\"width\":630,\"height\":350,\"caption\":\"FILE\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2019\\\/07\\\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Fintech firms admitted into CMA regulatory sandbox\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#website\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/\",\"name\":\"Capital Business\",\"description\":\"Kenya breaking news | Kenya news today |\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#organization\",\"name\":\"Capital FM Kenya\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2017\\\/08\\\/cfm-logo.png\",\"contentUrl\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2017\\\/08\\\/cfm-logo.png\",\"width\":81,\"height\":65,\"caption\":\"Capital FM Kenya\"},\"image\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"http:\\\/\\\/facebook.com\\\/capitalfmkenya\",\"https:\\\/\\\/x.com\\\/capitalfmkenya\",\"https:\\\/\\\/www.instagram.com\\\/capitalfmkenya\\\/\",\"http:\\\/\\\/www.youtube.com\\\/user\\\/capitalfmkenya\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#\\\/schema\\\/person\\\/d8c5b8549c9847d639ec634afb48f11d\",\"name\":\"MARGARET NJUGUNAH\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a66665a8ea860a4a108a7ba0eea21f94623882e6c11a343713bc458090b2b73e?s=96&d=mm&r=g4a327638db7144d0f50b7a4cdf0c1115\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a66665a8ea860a4a108a7ba0eea21f94623882e6c11a343713bc458090b2b73e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a66665a8ea860a4a108a7ba0eea21f94623882e6c11a343713bc458090b2b73e?s=96&d=mm&r=g\",\"caption\":\"MARGARET NJUGUNAH\"},\"description\":\"Margaret Njugunah is Capital FM\u2019s Business Editor responsible for radio and website business content. A Mass Communications Graduate of St. Paul\u2019s University, Njugunah joined Capital FM in 2015 as a business reporter. Her specialist areas are financial news, economic reporting, technology, corporate and development news.\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/author\\\/margaret\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"3 Fintech firms admitted into CMA regulatory sandbox - Capital Business","description":"NAIROBI, Kenya, Jul 31 - Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test Kenya breaking news | Kenya news today |","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/","og_locale":"en_US","og_type":"article","og_title":"3 Fintech firms admitted into CMA regulatory sandbox","og_description":"NAIROBI, Kenya, Jul 31 - Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test Kenya breaking news | Kenya news today |","og_url":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/","og_site_name":"Capital Business","article_publisher":"http:\/\/facebook.com\/capitalfmkenya","article_published_time":"2019-07-31T13:14:49+00:00","article_modified_time":"2019-07-31T13:40:53+00:00","og_image":[{"width":630,"height":350,"url":"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/05\/CMA.jpg","type":"image\/jpeg"}],"author":"MARGARET NJUGUNAH","twitter_card":"summary_large_image","twitter_creator":"@capitalfmkenya","twitter_site":"@capitalfmkenya","twitter_misc":{"Written by":"MARGARET NJUGUNAH","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#article","isPartOf":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/"},"author":{"name":"MARGARET NJUGUNAH","@id":"https:\/\/www.capitalfm.co.ke\/business\/#\/schema\/person\/d8c5b8549c9847d639ec634afb48f11d"},"headline":"3 Fintech firms admitted into CMA regulatory sandbox","datePublished":"2019-07-31T13:14:49+00:00","dateModified":"2019-07-31T13:40:53+00:00","mainEntityOfPage":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/"},"wordCount":456,"commentCount":0,"publisher":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/#organization"},"image":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/05\/CMA.jpg","articleSection":["Corporate","Kenya","Technology"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/","url":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/","name":"3 Fintech firms admitted into CMA regulatory sandbox - Capital Business","isPartOf":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#primaryimage"},"image":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#primaryimage"},"thumbnailUrl":"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/05\/CMA.jpg","datePublished":"2019-07-31T13:14:49+00:00","dateModified":"2019-07-31T13:40:53+00:00","description":"NAIROBI, Kenya, Jul 31 - Capital Markets Authority (CMA) has admitted three fintech firms into its regulatory sandbox, allowing them to live test Kenya breaking news | Kenya news today |","breadcrumb":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#primaryimage","url":"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/05\/CMA.jpg","contentUrl":"https:\/\/www.capitalfm.co.ke\/business\/files\/2019\/05\/CMA.jpg","width":630,"height":350,"caption":"FILE"},{"@type":"BreadcrumbList","@id":"https:\/\/www.capitalfm.co.ke\/business\/2019\/07\/3-fintech-firms-admitted-into-cma-regulatory-sandbox\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.capitalfm.co.ke\/business\/"},{"@type":"ListItem","position":2,"name":"3 Fintech firms admitted into CMA regulatory sandbox"}]},{"@type":"WebSite","@id":"https:\/\/www.capitalfm.co.ke\/business\/#website","url":"https:\/\/www.capitalfm.co.ke\/business\/","name":"Capital Business","description":"Kenya breaking news | Kenya news today |","publisher":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.capitalfm.co.ke\/business\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.capitalfm.co.ke\/business\/#organization","name":"Capital FM Kenya","url":"https:\/\/www.capitalfm.co.ke\/business\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.capitalfm.co.ke\/business\/#\/schema\/logo\/image\/","url":"https:\/\/www.capitalfm.co.ke\/business\/files\/2017\/08\/cfm-logo.png","contentUrl":"https:\/\/www.capitalfm.co.ke\/business\/files\/2017\/08\/cfm-logo.png","width":81,"height":65,"caption":"Capital FM Kenya"},"image":{"@id":"https:\/\/www.capitalfm.co.ke\/business\/#\/schema\/logo\/image\/"},"sameAs":["http:\/\/facebook.com\/capitalfmkenya","https:\/\/x.com\/capitalfmkenya","https:\/\/www.instagram.com\/capitalfmkenya\/","http:\/\/www.youtube.com\/user\/capitalfmkenya"]},{"@type":"Person","@id":"https:\/\/www.capitalfm.co.ke\/business\/#\/schema\/person\/d8c5b8549c9847d639ec634afb48f11d","name":"MARGARET NJUGUNAH","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a66665a8ea860a4a108a7ba0eea21f94623882e6c11a343713bc458090b2b73e?s=96&d=mm&r=g4a327638db7144d0f50b7a4cdf0c1115","url":"https:\/\/secure.gravatar.com\/avatar\/a66665a8ea860a4a108a7ba0eea21f94623882e6c11a343713bc458090b2b73e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a66665a8ea860a4a108a7ba0eea21f94623882e6c11a343713bc458090b2b73e?s=96&d=mm&r=g","caption":"MARGARET NJUGUNAH"},"description":"Margaret Njugunah is Capital FM\u2019s Business Editor responsible for radio and website business content. A Mass Communications Graduate of St. Paul\u2019s University, Njugunah joined Capital FM in 2015 as a business reporter. Her specialist areas are financial news, economic reporting, technology, corporate and development news.","url":"https:\/\/www.capitalfm.co.ke\/business\/author\/margaret\/"}]}},"_links":{"self":[{"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/posts\/59654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/users\/13754"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/comments?post=59654"}],"version-history":[{"count":0,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/posts\/59654\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/media\/57375"}],"wp:attachment":[{"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/media?parent=59654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/categories?post=59654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/tags?post=59654"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.capitalfm.co.ke\/business\/wp-json\/wp\/v2\/coauthors?post=59654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}