{"id":112854,"date":"2026-02-24T14:32:59","date_gmt":"2026-02-24T11:32:59","guid":{"rendered":"https:\/\/www.capitalfm.co.ke\/business\/?p=112854"},"modified":"2026-02-24T15:50:02","modified_gmt":"2026-02-24T12:50:02","slug":"sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds","status":"publish","type":"post","link":"https:\/\/www.capitalfm.co.ke\/business\/2026\/02\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\/","title":{"rendered":"SanlamAllianz to allow retirees with Sh4mn to withdraw funds"},"content":{"rendered":"<p><strong>NAIROBI, Kenya, Feb 24 \u2013 SanlamAllianz Kenya has launched a new retirement plan allowing pensioners with at least Sh4 million in savings to withdraw a regular income while keeping the balance invested to continue earning returns.<\/strong><\/p>\n<p>The product, known as an income drawdown fund, enables retirees to access up to 12 percent of their savings annually, with flexibility to adjust withdrawals based on their financial needs.<\/p>\n<p>SanlamAllianz Life Insurance Kenya Jacqueline Karasha said the plan targets retirees who want steady income without locking away all their savings in a fixed annuity.<\/p>\n<p>\u201cRetirement doesn\u2019t mean lacking a steady flow of income. With the SanlamAllianz Income Drawdown Fund, your savings continue to grow even as you receive regular income\u2014monthly, quarterly, or annually,\u201d she said.<\/p>\n<p>\u201cIt is flexible, reliable, and designed to make your retirement years truly rewarding.\u201d<\/p>\n<p>Unlike annuities, where retirees surrender their savings to an insurer in exchange for guaranteed lifetime payments, the drawdown option allows customers to revise how much they withdraw each year.<\/p>\n<p>The fund also comes with a minimum guaranteed return of five percent to cushion savers against market volatility. Last year, the company declared a 15 percent return.<\/p>\n<p>Karasha noted that retirees with Sh4 million or less may still be better suited for annuities, which provide predictable income streams.<\/p>\n<p>Kenya\u2019s pension industry holds about Sh2.8 trillion in assets, with 28 registered income drawdown providers competing to attract retirees seeking flexibility in retirement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The product, known as an income drawdown fund, enables retirees to access up to 12 percent of their savings annually, with flexibility to adjust withdrawals based on their financial needs.<\/p>\n","protected":false},"author":14438,"featured_media":112855,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1485,1,687],"tags":[10017,934,5251,6470,5067,15183],"coauthors":[9476],"class_list":["post-112854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-kenya","category-top-stories","tag-allow","tag-featured","tag-funds","tag-retirees","tag-sanlam","tag-withdraw"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.7.1 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SanlamAllianz to allow retirees with Sh4mn to withdraw funds - Capital Business<\/title>\n<meta name=\"description\" content=\"The product, known as an income drawdown fund, enables retirees to access up to 12 percent of their savings annually, with flexibility to adjust withdrawals based on their financial needs. Kenya breaking news | Kenya news today |\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.capitalfm.co.ke\/business\/2026\/02\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SanlamAllianz to allow retirees with Sh4mn to withdraw funds\" \/>\n<meta property=\"og:description\" content=\"The product, known as an income drawdown fund, enables retirees to access up to 12 percent of their savings annually, with flexibility to adjust withdrawals based on their financial needs. Kenya breaking news | Kenya news today |\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.capitalfm.co.ke\/business\/2026\/02\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\/\" \/>\n<meta property=\"og:site_name\" content=\"Capital Business\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/capitalfmkenya\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-24T11:32:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-24T12:50:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.capitalfm.co.ke\/business\/files\/2026\/02\/HB5z_2bXwAAG7yA.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1536\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PHIDEL KIZITO\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@capitalfmkenya\" \/>\n<meta name=\"twitter:site\" content=\"@capitalfmkenya\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PHIDEL KIZITO\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/\"},\"author\":{\"name\":\"PHIDEL KIZITO\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#\\\/schema\\\/person\\\/27ddc81626f8f00b00f99d969c1ff0ee\"},\"headline\":\"SanlamAllianz to allow retirees with Sh4mn to withdraw funds\",\"datePublished\":\"2026-02-24T11:32:59+00:00\",\"dateModified\":\"2026-02-24T12:50:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/\"},\"wordCount\":243,\"publisher\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2026\\\/02\\\/HB5z_2bXwAAG7yA.jpg\",\"keywords\":[\"allow\",\"featured\",\"funds\",\"retirees\",\"Sanlam\",\"withdraw\"],\"articleSection\":[\"Insurance\",\"Kenya\",\"Top Story\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/\",\"url\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/\",\"name\":\"SanlamAllianz to allow retirees with Sh4mn to withdraw funds - Capital Business\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/2026\\\/02\\\/sanlamallianz-to-allow-retirees-with-sh4mn-to-withdraw-funds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.capitalfm.co.ke\\\/business\\\/files\\\/2026\\\/02\\\/HB5z_2bXwAAG7yA.jpg\",\"datePublished\":\"2026-02-24T11:32:59+00:00\",\"dateModified\":\"2026-02-24T12:50:02+00:00\",\"description\":\"The product, known as an income drawdown fund, enables retirees to access up to 12 percent of their savings annually, with flexibility to adjust withdrawals based on their financial needs. 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