Connect with us

Hi, what are you looking for?


Only 20 pc of Kenyans have any form of health insurance – report

NAIROBI, Kenya, Oct 5- Only 20 percent of Kenyans have any form of health insurance even as the country is geared towards Universal Health Coverage (UHC).

This is according to the draft Kenya comprehensive medical report that showcases that the health sector is facing increasing low levels of public health insurers penetration, and low levels of overall UHC.

The report proposes changes to the current health insurance regulatory framework in a bid to increase penetration as well as enable the private sector to contribute to achieving the government’s goal of UHC.

The draft report that has been developed by i3 Actuaries and Consulting team who were contracted by National Treasury proposes to bring community-based health within the regulatory of the Insurance Regulatory Authority (IRA) as well as licensing and regulating Health Maintenance Organisations as a new license category at the IRA.

In addition, the report proposes that all policyholders should have access to the same policy options and be included in the same risk pool while a prescribed minimum benefits (PMB) package for all health insurers should be implemented.

“There should be provision for regular review and amendment to the PMB package to adjust for changes in affordability and the overall disease burden,” the proposal document states.

In addition, the document proposes that IRA should have the power to enforce corrective measures on market players who are setting unreasonably low premiums.

It has also been proposed that insurers should file marketing material to the IRA for approval along with the benefit design approval. The material should be simple for consumers to understand and signed off by a senior manager or a person with the appropriate authority to whom the responsibility has been delegated.

Other proposals in the document include establishing an independent accreditation body to carry out the accreditation process of all healthcare providers in the industry with the engagement of all other provider bodies in the industry such as the Kenyan Medical Practitioners and Dentists Council, clinical officers council, nursing council of Kenya, pharmacy and poisons board and Ministry of Health.

Advertisement. Scroll to continue reading.


More on Capital Business

Executive Lifestyle

NAIROBI, Kenya, Mar 12 – The country’s super wealthy individuals are increasing their holding of bonds, gold and cash, a new report by Knight...

Ask Kirubi

NAIROBI, Kenya, Mar 9 – Businessman and industrialist Dr. Chris Kirubi has urged members of the public to exercise extreme caution when making any...

Ask Kirubi

NAIROBI, Kenya, Mar 24 – Businessman and industrialist Dr. Chris Kirubi is set to own half of Centum Investment Company PLC, following a go-ahead...

Ask Kirubi

It is without a doubt that the COVID-19 pandemic has caught the whole world by surprise. Although its full impact is yet to be...


NAIROBI, Kenya, Mar 18 – Commercial Banks have been ordered to provide relief to borrowers on their personal loans, with loans eligible from March...


NAIROBI, Kenya, Jun17 – Kenya’s tea leaves manufacturer Kericho Gold, has been awarded the Superbrands Seal by Superbrands East Africa for their quality variety...


NAIROBI, Kenya, Apr 13 – As the local telecommunications industry gears up to roll out 5G networks in the country, the Communications Authority of...


NAIROBI, Kenya, Mar 22 – Airtel Kenya is offering free internet access for students in order to enable continued learning at home in the...