NAIROBI, Kenya, Apr 26 – M-TIBA has linked up with The National Hospital Insurance Fund (NHIF) to provide health care insurance to 2,000 households under the SUPACover option that caters for families in informal settlements.
Under this partnership, PharmAccess Foundation, through M-Tiba, will sponsor the 2,000 households to access NHIF SupaCover.
The benefits of the cover include and in-patient and out-patient cover, maternity package, chronic ailments package, kidney transplant cover, renal dialysis and other medical conditions including oncology and medical tests.
M-Tiba enables users to send, save and receive funds and benefits to access healthcare services using their mobile phones at selected healthcare facilities.
NHIF Chief Executive Officer Geoffrey Mwangi says the insurer is gearing up towards universal health coverage.
“We see M-TIBA contributing towards that objective by helping us to include more people in our scheme. By enrolling these patients into the NHIF SUPA Cover Program, we will collect data (using M-TIBA), hereby enabling us to determine the adequacy of premiums and reimbursements for services,” says Mwangi.
Millicent Olulo, Country Director of PharmAccess Kenya explains that the mobile digital infrastructure allows for precise targeting of vulnerable populations and generates near real-time data on the usage of the funds.
“For instance, through vouchers or a digital insurance to vaccinate children, to support pregnant women or to cover the costs of chronic diseases, directly on their phone. Or they can encourage people to save by offering top-ups on their savings.”
At the same time, Naivasha-based flower company Oserian has signed its 4,600 workers to the mobile health insurance scheme.
“We needed a solution that was sustainable and manageable which could bring new insights into how to further improve staff health and wellbeing. We see M-TIBA as the future for the management of outpatient schemes by employers and insurers,” said Kirimi Mpungu, Director of Administration at Oserian.
Under the scheme, over 8,000 users made up of employees and family members will receive an M-TIBA wallet on their mobile phone, allowing them to get access to outpatient care at Oserian Health Centres.
The medical data collected via the M-TIBA gives accurate insights into common ailments – and this allows for targeted interventions to keep staff healthy and motivated, Mr Mpungu reiterated.