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Position: Credit Officers

Jobs-Business
Job Summary
Reporting to the Branch Manager, the job holder will be responsible for ensuring effectiveness and efficiency of all loan processes and procedures at the Branch.
Duties and Responsibilities
1) Meet with applicants to obtain and compile copies of loan applicants’ credit histories, financial statements, and other financial information for loan processing.
2) Appraising and advising members on loan eligibility.
3) Analyse applicants’ financial status, credit, and property evaluations to determine member’s financial status.
4) Review loan applications to ensure that they are complete and accurate according to policy.
5) Coordinating the loan processing and advising members on loan approval status.
6) Ensuring compliance of loan procedures as per SASRA and other legal requirements.
7) Giving financial advice and information to potential clients.
8) Generating loans periodical reports for the branch manager.
9) Monitoring branch loan portfolio.
Key Qualifications and Skills
 KCSE Grade B- or its equivalent.
 Bachelor degree in Cooperative Business or Management or Business related field.
 Diploma in business related field in combination with qualifying experience may be accepted in lieu of Bachelor’s Degree.
 Post graduate Diploma in Micro Finance will be an added advantage.
 Certified Credit Management will be an added advantage.
 Proficiency in computer skills.
 Five (5) years relevant experience at supervisory level, preferably in the financial sector.
 A person of integrity, team player and have effective communication skills.
 Excellent knowledge of computer applications.
 A good team player/leader.
 Strong interpersonal skills, outgoing personality, and ability to work independently and effectively under pressure and on strict deadlines and in a multicultural setting.
 Excellent knowledge of computer applications.
Qualified applicants should send their Application Letter and Detailed CVs to
creditofficer@stima-sacco.com on or before 5pm on 26th February 2016 indicating the position applied for as the subject line.
Only Shortlisted Candidates will be contacted.

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