Connect with us

Hi, what are you looking for?

Insurance Insights

3 pro secrets for choosing health insurance #InsuranceKenya

Health Insurance pro

We would like to make choosing a health insurance provider simple. In this post, we share with you the three secrets that all insurance pros use when making this important decision. These are actually the basic features every health insurance plan should offer you. Go ahead and use these tips as a guide to make yourhealth insurance decisions. We know that getting a fitting cover for yourself and your loved ones can be daunting especially if you are doing it for the first time. We don’t think it needs not be so. Simply use these three keys to make life easy for yourself.

Find the Plan that has the Lowest Premiums

Cost should be a very important part of your decision to buy a health insurance cover. It is therefore important to determine the lowest cost possible that you should pay for a certain type of cover. You can find the health insurance online quote from InsureAfrika. You can also talk to your broker or other industry contacts to get the best quotes.

Related: Surprising Benefits of Health Insurance Brokers

Find a Plan has the Best Coverage for your Needs

The purpose of buying health insurance is to meet certain insurance needs for yourself and your dependents. It is important to consider what your actual needs are before buying into a plan, even if it is an attractive and affordable plan. Ask yourself why you need medical insurance, and what type of specific needs you expect it to fulfil. If you dependents include small children, and if you are likely to need a maternity cover, find out whether the cover you are buying will meet these needs. It doesn’t make any sense to buy a cover that includes maternity cover if you are not expecting any more children. So ensure that the cover you buy covers you adequately, and does not have unnecessary expensive features.

Also Read:  GUIDE: Features of a Modern Health Insurance Policy #InsuranceKenya

Find an Insurer with the Best-fitting Panel of Hospitals for Your Needs

One of the cardinal elements of healthcare services is the quality of services you receive when you are sick. In this regard, it is crucial to make health insurance decisions with a full understanding of the panel of hospitals that you will have access to. If you frequently travel out of your primary residence, then a carrier with a national coverage will work best for you. On the other hand, if you want access to certain healthcare institutions, make sure the cover you buy gives you access to these institutions. Many insurance companies will have a copayment plan whenever you go to certain high-end hospitals for services. Get this information too, because it could inflate the cost of your medical expenses over time.

Get more insurance insights from InsureAfrika

Advertisement. Scroll to continue reading.
Click to comment

More on Capital Business

Executive Lifestyle

NAIROBI, Kenya, Mar 12 – The country’s super wealthy individuals are increasing their holding of bonds, gold and cash, a new report by Knight...

Ask Kirubi

NAIROBI, Kenya, Mar 9 – Businessman and industrialist Dr. Chris Kirubi has urged members of the public to exercise extreme caution when making any...

Ask Kirubi

NAIROBI, Kenya, Mar 24 – Businessman and industrialist Dr. Chris Kirubi is set to own half of Centum Investment Company PLC, following a go-ahead...

Ask Kirubi

It is without a doubt that the COVID-19 pandemic has caught the whole world by surprise. Although its full impact is yet to be...


NAIROBI, Kenya, Mar 18 – Commercial Banks have been ordered to provide relief to borrowers on their personal loans, with loans eligible from March...


NAIROBI, Kenya, Jun17 – Kenya’s tea leaves manufacturer Kericho Gold, has been awarded the Superbrands Seal by Superbrands East Africa for their quality variety...


NAIROBI, Kenya, Apr 13 – As the local telecommunications industry gears up to roll out 5G networks in the country, the Communications Authority of...


NAIROBI, Kenya, Mar 22 – Airtel Kenya is offering free internet access for students in order to enable continued learning at home in the...