Speaking during its launch on Thursday morning, Unaitas Chief Executive Officer Tony Mwangi said that Kenyans can enrol at a variety of points such as designated M-PESA outlets, Saccos or their churches.
Mwangi pointed out that there are no exclusions or age limits and that customers will be covered fully, in partnership with UAP insurance.
“We have put together a product that does not only cover you in-patient for treatment. This is a cover that goes beyond that, and that is the reason we have partnered with UAP in this kind of an arrangement so that they can underwrite those special circumstances that are not covered by the National Hospital Insurance Fund (NHIF),” he said.
He stated that Afya Kamili was in response to members’ needs for a medical product with holistic offering.
“Strategic alliance with UAP as medical underwriters and Genius Health as technical and administration partners, a private-private synergy has been achieved and in sync with our initiatives to innovate solutions through out-sourcing what is non-core to Unaitas business,” he indicated.
“Riding on technology as its base and delivered simply and conveniently on the mobile phone, this is a micro finance health insurance product that is innovative and a game changer that will transform the lives of members and a perfect fit with Unaitas strategic pillars on ethical business, affordability and accessibility.”
UAP Head of Retail and Mass Distribution George Kuria lauded the initiative while stating that the product is tailored to meet the specific healthcare needs of the majority of Kenyans who have had limited access to healthcare.
“Medical insurance is such a huge expense for everybody regardless of your level that unless you bring everybody to such a level that they are able to access a cover, this nation can simply not be able to move forward,” he stated.
“Over 80 percent of our members earn less than $5 per day and are excluded from accessing basic healthcare, a scenario compounded with healthcare in Kenya largely being funded out of pocket for the majority who don’t have a health cover,” he said.