The Kenya Coast Tourist Association (KCTA) in conjunction with other tourism stakeholders have partnered with AIG Kenya Insurance to provide the travel cover to international tourists visiting the hard hit region by terror attacks.
KCTA Chairman Mohamed Hersi says the Inbound Tourist cover will fill the gap of those tourists who cannot access cover from their countries especially due to travel advisories.
“For example, we still have a lot of British tourists who are coming to Mombasa without any insurance cover. And they are coming because they know Mombasa well, that it is a peaceful land despite the few challenges,” Hersi said.
Other stakeholders involved in the partnership are Kenya Association of Hotel keepers and Caterers, Kenya Association of Tour Operators and Kenya Tourism Federation. The tourists will pay $77 (Sh6,772) for 1 to 28 days stay which will include terrorism cover.
“Our current travel insurance cover does not include terrorism. But this one does. We have already started getting enquiries on this new product and it’s a very positive move,” AIG Insurance Assistant General Manager Walter Otaro told Capital FM Business.
The cover benefits will include Medical Assistance and Monitoring of up to Sh8.7million, Emergency Dental of Sh87,846, Prescription Drugs benefit, Sh21,961, a benefit of Emergency Transport to nearest Medical Centre of Sh2.2million and Medical Repatriation of up to Sh8.7million.
Other benefits will include cover of Coffin Expenses of up to Sh87,846, Personal Accident, Sh2.2 million, Loss and/or Damage to Personal Baggage of Sh263,539 and Curtailment of up to Sh219,616.
AIG operates in over 90 countries worldwide hence giving it an edge in managing the travel insurance, a product which is global in nature.
Hotels and tour operators will get in touch with AIG and chosen brokers for clients to buy the cover directly from the insurance company.
Hersi urged local insurance firms to venture more into this kind of product which he says would greatly grow the insurance sector apart from benefiting the tourism sector.